Oldfather Financial Services LLC was founded with the goal of assisting our clients in every aspect of their financial lives. We’ve provided the most comprehensive and personal service available, thus earning a reputation for excellence in our industry. For each of our clients we strive to create financial stability and security to provide financial independence and peace of mind through the action items below.
Welcome to ROTHtober!
If Shakespeare was a Financial Advisor, he may ask:
To ROTH or not ROTH, that is the question?
Unfortunately, like most financial situations the answer is “it depends”.
ROTH accounts are an Individual Retirement Account to which you contribute after-tax dollars. While there are no current-year tax benefits, your contributions and earnings can grow tax-free
Traditional vs. Roth IRA
Since it's ROTHtober, let's take a look at the features of these two different accounts. Traditional Individual Retirement Accounts (IRA), which were created in 1974, are owned by roughly 36.6 million U.S. households. And Roth IRAs, created as part of the Taxpayer Relief Act in 1997, are owned by nearly 27.3 million households.1
Both are IRAs. And yet, each is quite different.
OFS2.0 is the evolution of the financial services industry. It is moving away from just providing investment advice to clients and focusing on a complete wealth management approach by focusing on the areas below:
Consider These 3 Things Before Driving Off the Lot
When Special Care Is Needed: The Special Needs Trust
