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We'll help you reach your financial goals so you can take care of the rest.

Founded in 1992, Oldfather Financial Services provides comprehensive financial planning and investment management for individuals and families in Kearney, Nebraska, and across the country. As fee-only financial advisors, we prioritize your goals—not product sales—helping you make informed financial decisions with clarity and confidence. Whether you're planning for retirement or building long-term wealth, we're here to guide you every step of the way.

TAXTEMBER

Welcome to the 2025 TAXTEMBER and thanks to the passing of the ONE BIG BEAUTIFUL BILL there is plenty to discuss and plan around in regards to your taxes. We will be sending out information each week all during the month of TAXTEMBER.

Standard Vs. Itemized Deductions

When filing your federal income tax return, you can choose between the standard deduction and itemized deductions. The best option for you depends on your individual financial circumstances.

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What Seniors Need to Know About the +65 Deduction

Congress recently passed the One Big Beautiful Bill, and tucked inside is a provision that could make a meaningful difference for retirees. For the 2025–2028 tax years, taxpayers age 65 and older receive a temporary, additional $6,000 standard deduction on top of the regular standard (or itemized) deduction.

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Charitable Giving Changes

This week’s edition of Taxtember highlights how the One Big Beautiful Bill Act (OBBBA) impacts charitable giving and what these changes mean for you. To make things clearer, let’s walk through the rules with Louie & Lisa Loper, a couple with $250,000 of adjusted gross income (AGI), who enjoy supporting their community and give to various charities each year.

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Estate & Gift Tax Exemption Changes

One of the biggest provisions from the Tax Cuts and Jobs Act (TCJA) back in 2017 was its doubling of the gift and estate tax exemption for 2018 from $5.6 million to $11.2 million per person. This has since grown to $13.99 million in 2025...

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Who We Serve

Retirees & Pre-Retirees

We help you create a personalized retirement plan, optimize Social Security, and make your savings last.

Business Owners & Executives

We guide you through business growth, succession planning, and aligning your business and personal finances.

Young Professionals & Families

We help you take control of your finances—whether you're growing your career, starting a family, or planning for the future.

Medical Professionals

We help medical professionals manage student loans, optimize tax strategies, and build long-term wealth with personalized financial guidance at every career stage.

Our Services

Investment Management

Financial Planning

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Meet Our Team

With over 65 years of combined experience in financial services, our team is dedicated to helping you navigate your financial journey with clarity and confidence.

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